Disability Insurance

Disability Insurance is an essential type of coverage that provides financial protection to individuals who cannot work due to an injury or illness. At our insurance agency, we offer a variety of Disability Insurance solutions to meet the unique needs of our clients. 

Here's a closer look at what you can expect from our Disability Insurance policies:

There are two types of Disability Insurance which is: 

Short-Term Disability Insurance:

• Provides coverage for a limited period, usually up to 6 months.
• Typically covers up to 60-70% of your income.
• Offers a waiting period of 0-14 days before benefits start.

Long-Term Disability Insurance:

• Provides coverage for a more extended period, usually up to 2-5 years or until retirement age.
• Typically covers up to 50-70% of your income.
• Offers a waiting period of 30-90 days before benefits start.

Disability Insurance offers several benefits for individuals unable to work due to an injury or illness. Here are some reasons why you should consider Disability Insurance:

• Financial Protection: Disability Insurance provides financial protection to individuals who cannot work, ensuring that they can continue to pay their bills and support their families during difficult times.
• Peace of Mind: With Disability Insurance in place, individuals can know they are protected in the event of an unexpected injury or illness.
• Flexibility: Disability Insurance policies can be customized to meet the unique needs of each individual, ensuring that they have the right level of coverage in place.
• Compliance with Employer Requirements: Many employers offer Disability Insurance as part of their benefits package, making it an essential component of your overall compensation.

Our insurance agency offers a range of Disability Insurance policies to meet the unique needs of our clients. Here's what you can expect from our policies:

• Customized Coverage: We work with our clients to tailor their Disability Insurance policy to meet their specific needs, ensuring they have the right level of coverage in place.
• Competitive Rates: Our Disability Insurance policies offer competitive rates, allowing our clients to get the coverage they need at an affordable price.
• Exceptional Customer Service: Our team of experienced insurance professionals is dedicated to providing exceptional customer service, from helping clients choose the right policy to assist with claims.

If you're interested in learning more about Disability Insurance or want a quote, please don't hesitate to contact us. Our team is here to help you protect your financial future and provide peace of mind during difficult times.